These participating banks and credit unions are here to help Veterans and their families make finding a financial institution easier.

VBBP participating banks include large and small national and state-chartered banks, all of which can accept Veterans as customers regardless of where they live.  Most VBBP banks operate on military installations and all are insured by the Federal Deposit Insurance Corporation.

VBBP participating credit unions include large and small national and state-chartered credit unions. Please note: credit unions have “field of membership” criteria Veterans must meet before becoming members.  Some credit unions may accept Veterans wherever they live while others may accept only Veterans who live in the geographic areas they serve.  All participating credit unions are insured by the National Credit Union Administration.

When choosing a bank or credit union, you should ask yourself and the financial institution the following questions:

  1. Are physical branches important to you? If so, does the bank or credit union have physical branches in the places you need them?  Most banks and credit unions maintain a digital presence on the internet and their products and services are generally accessible to any current customer with internet access.  However, sometimes – especially when you need to resolve a problem with your account or when a caretaker or family member also has access to your account – being able to talk face-to-face to a person makes a difference.
  2. Do you qualify to become a customer of your desired bank or credit union? All of the banks and credit unions participating in VBBP and listed below are committed to providing accounts to all qualified veterans.  If a veteran is not qualified, they have also agreed to help the veteran become qualified.  All banks may accept all veterans, but some credit unions with limited “fields of membership” may not be able to accept veterans who do not fall within those fields.
  3. Will the bank or credit union provide free checking accounts to veterans who direct deposit their VA benefits into those accounts? Again, VBBP participant banks and credit unions will provide free checking to direct deposit customers.
  4. What additional financial products to you need or want? A relationship with a bank or credit union can be limited or extensive, depending on your needs and whether you qualify for certain products.  Before choosing a financial institution, make sure it has the products and services you need or want.  For example, most banks and credit unions offer customers access to financial products such as debit cards when they open checking accounts.  Debit cards provide at least as much flexibility as Direct Express prepaid cards and are attached to checking accounts that allow customers to more easily manage and save money.  Check out the Direct Deposit, Direct Express, and Paper Check comparison chart for more information.

FDIC Money Smart for Adults – My Checklist for Opening a Savings or Checking Account

CFPB Checklist for Opening a Bank Account

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Participating Banks

5Star Bank opened its doors at Peterson Air Force Base in Colorado Springs, Colorado almost 30 years ago to serve our active-duty and veteran military service members. Today, we continue that commitment by providing deposit and loan products, as well as mobile and online banking services that allows our military clients to bank when and where they want! In addition, 5Star Bank offers a variety of mortgage loans options; two of which are specifically for our veterans and service members. Our mortgage experts will find the financing that best fits your unique situation. We will guide you through every step of the loan process; providing a smooth and stress-free experience and the valuable advice that really makes a difference. When you’re ready to bank with a true community bank that proudly serves veterans and military servicemembers, trust the team at 5Star Bank.


Founded in 1907 and headquartered in Fort Leavenworth, KS, Armed Forces Bank has proudly served active duty, veteran, and retired military clients for more than 100 years. We have more on-base locations than any military bank in the United States. We are a proud recipient of the America/Military Saves Designation of Savings Excellence for 7 consecutive years to help our military families save money and have received numerous Distinguished Service Bank of the Year awards for all branches of service. We take pride in the fact that we are a founding member of the Military Spouse Employment Partnership. Our focus on philanthropy, community service and volunteer efforts is an integral part of our mission. Armed Forces Bank strives to make everything from banking solutions to financial education fast, easy and personal for our Veterans.

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Support for the military is an integral part of Bank of America’s culture and permeates every aspect of the business, from hiring to philanthropy, volunteerism, and products and services for military customers. We also are committed to helping military personnel and veterans as they transition to civilian life. We have hired over 10,000 military veterans and since 2009, Bank of America has donated more than $21 million to military nonprofit partners serving the military. And, our Military Transition and Career site, militarytransition.bankofamerica, offers ongoing learning tools that address common challenges military teammates face when transitioning to the corporate workplace.

Check out Bank of America’s flyer to see their advantages.

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Since our founding in 1949, we have proudly served our military members, veterans, their families, and dependents. Our founders helped bring the Air Force Base to Central Arkansas in the 1950s, and we are honored to have the only bank branch located on the Little Rock Air Force Base. We are a proud multi-year recipient of the America Saves designation for our savings programs and initiatives for military members and their families. Additionally, we have been recognized by the Department of Defense as a Military Bank of the Year for the United States Air Force. Our bank proudly employs many veterans, as well as military spouses and children. We are honored to have the opportunity to serve you

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Providing support and financial assistance to active duty service members and veterans is one of the founding pillars of FNB Community Bank. Since FNB’s inception in 1942, the bank’s primary mission has been to serve the banking needs of Midwest City, as well as Eastern Oklahoma County and Tinker Air Force Base. This continues to be the primary driving force behind the bank today. Being the oldest and most firmly established bank in the area, the bank has built a reputation of conservative soundness that has served the bank well. Additionally, we have been recognized by the Department of Defense as a Military Bank of the Year for the United States Air Force eight times. Through the years our bank has enjoyed a higher quality leadership and staff than its competitors and has helped the bank maintain a major share of the local banking market.


Alaskan-owned and -operated since 1922, First National proudly meets the financial needs of Alaskans with ATMs and branches in 18 communities throughout the state, and by providing banking services to meet their needs across the nation and around the world. In 2019, Alaska Business readers voted the bank the “Best of Alaska Business” in the Best Place to Work category for the fourth year in a row and American Banker recognized First National as a “Best Bank to Work For” for the second year in a row. The same year, Anchorage Daily News readers voted the bank one of the state’s top three financial institutions in the ADN “Best of Alaska” Awards. First National was also recognized as the most admired company in the state by and received the Rita Sholton Large Business of the Year Award from the Alaska Chamber.


For more than 50 years, For Hood National Bank (FHNB) has stood apart as a leader in military banking. FHNB provides financial education, empowering our soldiers and veterans to improve financial fitness and achieve financial goals.

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For its distinguished service to military communities, FSNB (formerly Fort Sill National Bank) was awarded the prestigious Bank of the Year Award 30 times. Today, we are every bit as committed to serving our Nation’s Veterans as we were in 1942.

FSNB continues to provide exceptional banking services during and after your military service.

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At Regions we know that some things are bigger than banking, like the service and sacrifice of our veterans, military members, and their families. When it comes to managing your money, there is no right way, only your way. Regions is honored to serve those who have served our great nation.

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The mission of the association is to facilitate the financial security of its members, associates, and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community.


Wells Fargo & Company is a diversified, community-based financial services company. Wells Fargo’s vision is to satisfy our customers’ financial needs and help them succeed financially. Wells Fargo has been helping military members and veterans financially succeed for nearly 170 years. In 2012, the company created the Military Affairs Program to expand the company’s outreach to members of the military, veterans, and their families who may be facing financial hardships as part of Wells Fargo’s commitment to helping communities succeed.

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Participating Credit Unions

1st Advantage takes pride in serving the military community in Hampton Roads with all of their banking and financial needs.  1st Advantage has offered our members a safe and secure environment to manage their finances for over 65 years. As a not-for-profit financial institution, we’re structured to save our member’s more money and pay higher dividends while providing convenient tools and personal, knowledgeable service. When you deposit your money with us, your funds are federally insured by the National Credit Union Administration, meaning we’re financially sound and ready to serve you through every phase and opportunity in life. Our passion for serving extends beyond financial products and is evident through our dedication to giving back to the local community including the military through the 1st Advantage Federal Credit Union Foundation.


AmeriCU is a military credit union with experience serving active-duty members of the military, veterans, and their families since we were founded on Griffiss Air Force Base in 1950. No matter where you’re stationed, whether you are on active-duty, transitioning to civilian life, serve overseas, retired after years of service, a veteran, or in the reserves, AmeriCU stands ready to meet your financial needs. Military life presents its own challenges, that’s why we believe in supporting the military in every way we can, with tailored financial products, services, education and resources to meet your specific and unique financial needs. If you or a member of your family is on active-duty, retired after years of service, in the reserves, or a veteran, you’re eligible to join AmeriCU. Become a member today!


We opened our doors in 1948, and from that day on our commitment has never wavered. Whether you serve in the military or contribute to your community and our country in other ways, we will always do everything possible to help you achieve your financial goals.


Arizona Federal is a $1.9 billion not-for-profit, local cooperative providing financial services and expertise to more than 130,000 member/owners. Founded in 1936, the credit union empowers members to take hold of their financial future through the delivery of leading-edge self-service tools and mobile apps, competitive rates on loans and deposits, robust home loan solutions, small business services and commercial loans, identity protection services, and annual member payouts when the cooperative does well.

Arizona Federal is honored to offer credit and financial education, along with services (including VA mortgage loans and SBA loans) to Veteran members throughout the Phoenix Metro area.


Bragg Mutual has a long history of serving the Military community. In 1952, our credit union was chartered by military and DoD civilian employees posted at Ft. Bragg, NC. Over the past 68 years various groups of people have qualified to enjoy membership benefits from Bragg Mutual. Today many military and civilian employee groups now call us “their” credit union. We now have 4 credit union branches in the Fayetteville NC region to serve local veterans and their families. Anyone eligible to receive VA Benefits are able to qualify as members, as are active and retired DoD employees and contractors, members of the Association of the United States Army, The American Legion, and the Veterans of Foreign Wars. During this past year, our credit union was recently recognized as one of the fastest growing credit unions in terms of percent of asset growth in North Carolina. Now with expanded products and technology we are able to offer our members full-service banking products.  We are proud to be the credit union of choice for the veterans of the United States Armed Forces.


Since our humble beginnings in 1959, when seven workers at the Norfolk Naval Air Station each invested $5.00 to start our credit union, Chartway has been dedicated to serving civilian and military personnel.  Today, we manage $2.2 billion in assets and provide a full range of online, mobile, and in-branch channels with an array of affordable financial products and services.  We welcome our American Veterans and the opportunity to serve them.


In 1955, nine pioneers developed a plan to help military and civilian personnel on Biggs Air Force Base have more access to credit and other financial services. Since then, FirstLight Federal Credit Union has proudly served Fort Bliss, El Paso, Texas and Las Cruces, New Mexico for over 60 years. We are honored to have the only Credit Union at Fort Bliss Army Installation. We have supported America’s troops and their families over the years through multiple programs, support, donations, and services provided.  We are a major supporter of both USOs located in Fort Bliss, TX and are committed to giving back to our community through financial literacy programs and volunteerism. Banking with us means you become a part of a larger family. One that supports the local community and honors our military and veterans.


Since 1952, Fort Lee Federal Credit Union has provided affordable financial products to Fort Lee military, veterans, DOD personnel, civilian contractors and their families. As the only credit union on Fort Lee, we maintain positive relationships with active and retired military, and regularly support and participate in activities on base. Fort Lee Federal Credit Union proudly employs veterans, reservists, and military spouses. We also support veteran organizations through monetary and in-kind donations, including Purple Heart Homes, Dog Tag Inc, and Tech for Troops.


Fort Sill Federal Credit Union has served the Fort Sill and greater Comanche County community with award-winning service for over 64 years. FSFCU is a non-profit, dedicated to improving our members’ financial success. Through the CO-OPSM Network, members have access to nearly 30,000 ATMs and 5,000 branches nationwide. Along with Online and Mobile Banking services, your finances are always conveniently available. FSFCU volunteers and offers support to the Oklahoma USO and Fort Sill Morale, Welfare and Recreation (MWR). With several veterans on their Board of Directors and on staff, FSFCU understand the importance of offering products like VA Home Loans, Military Saves accounts and debt consolidation loans designed specifically for service members. FSFCU is a community credit union, which means you do not have to be active military to join. If you live, work, worship, attend school in Comanche County or have an immediate family member already joined, you are eligible for membership with Fort Sill Federal Credit Union.


Hiway is committed to serving active duty military and veterans as well as members of law enforcement. We are a designated Beyond the Yellow Ribbon company and have provided support to organizations such as the United Heroes League, Day of the Military Child, as well as law enforcement efforts such as Toward Zero Deaths and MADD. Hiway has branch locations in both Minneapolis and St. Paul and is proud to serve the Twin Cities and Greater Minnesota. Reach out to find out how you can join!


Founded in 1954 on Fort Leonard Wood, MO, Infuze Credit Union takes extraordinary pride in our long-standing tradition of serving the financial needs of our members, both military, and civilians. We strive to give back to our military members, both present and past by honoring their sacrifices with Products and Services geared towards their service. For example, our Heroes Savings Account, discounts on loan services, our free Military Appreciation Day event at Hammons Field for military members/veterans and their families to enjoy a baseball game.


Kirtland Federal Credit Union is a $790 million credit union located in Albuquerque, New Mexico.  The credit union’s mission is to exceed the financial expectations of our members—principally those in the military, veterans and organizations who support the defense of our nation. At Kirtland FCU, our field of membership is top of mind. A large portion of that mission is to support those who defend our country, and we’re proud to partner in the financial success of these very special individuals.  The credit union sponsors and partners with veteran organizations that provide veterans who are homeless or low income with needed services. The Kirtland Federal Credit Union field of membership includes honorably discharged veterans of any branch of the United states Armed Services.  If an individual is NOT eligible for KFCU membership through ANY of the 200+ ways (Field of Membership, Select Employer Group, or Family member) he or she may purchase a museum membership to the National Museum of Nuclear Science and History, OR the New Mexico Museum of Natural History.


Members First Credit Union has been providing its members with products and services to help make their financial lives better since 1958. We welcome anyone to join our credit union who lives in Box Elder or Cache County or who works at one of our SEG groups. The credit union is very committed to volunteering in our community and to serving our members and especially our veterans with friendly and knowledgeable staff. In support of our Veterans we work directly with our local VFW to provide an annual Veterans’ Day memorial display honoring those local heroes who have fought for our Country and our Freedoms. We have also employed local Veterans and currently have one working on staff.


Established in 1933 with only seven members, Navy Federal is now the world’s largest credit union. As a member-owned and not-for-profit organization, Navy Federal always puts the financial needs of its members first. Membership is open to all Department of Defense and Coast Guard Active Duty, veterans, civilian and contractor personnel, and their families. Dedicated to its mission of service, Navy Federal employs a worldwide workforce and has a global network of branches.


Since 1934, New Orleans Firemen’s Federal Credit Union has proudly served those who protect others. Founded by firefighters with the philosophy of “people helping people,” this philosophy is present in how we serve our members today. We stand by our active military personnel, veterans, and their families through all their life events.


At Pen Air Federal Credit Union respect is a guiding principle. An unshakeable belief in dreams and the can-do attitudes that make them real. As the largest and oldest local credit union in Pensacola, Florida, we are dedicated to enhancing lives through exceptional service, strength and financial solutions. We currently have 15 locations in Northwest Florida and Southeast Alabama. We are a not-for-profit, member-owned financial institution, serving our military and community since 1936.


Pentagon Federal (PenFed) Credit Union was established by the United States War Department in 1935 and has been committed to serving US military servicemembers and Veterans ever since.  PenFed is America’s second-largest federal credit union, serving over 1.8 million members worldwide with over $25 billion in assets.  PenFed provides market-leading savings accounts, checking, and certificates with low minimum balances for depositors.  For borrowers, PenFed offers great rates on personal loans, credit cards, auto loans, student loans, and mortgages.  Everyone is eligible for membership in PenFed.  Active-duty military and Veterans receive greater benefits and rewards on certain PenFed products.  To learn more, visit


Sea Air Federal Credit Union has been serving our active and retired military and veterans since 1952.  As a way of saying “Thank You” for serving our country, we offer exclusive savings with our Military Package.  This package features free membership, free checking (and checks), and reimbursement for Dave Ramsey’s Financial Peace University program.  We are always looking for ways for you to keep your money.  Once you become a member, you’ll remain a member of Sea Air Federal Credit Union family for life. No matter where you live, work, or travel, you will always have access to your account.

Check out Sea Air Federal Credit Union’s special benefits for military families.


Service Credit Union was established in 1957 to support military personnel and their families. Now the largest credit union in New Hampshire, we are proud to serve active military, veterans and both their families worldwide, as well as anyone living or working in NH or the Falmouth, MA area. We are dedicated to serving the unique needs of our members and empowering them to make the financial decisions they need for a better future.


Scott Credit Union was founded in May of 1943 by a group of visionaries from Scott Field, Illinois, who decided to create a local credit union where the average person could save and borrow money. Our ties to Scott Air Force Base and members of the military remain strong. We continue to operate as the only credit union on Scott Air Force Base and serving our members in the military is still a focus for us today. We work hard to provide our military members with the financial services they need whether they are stationed nearby or are abroad and away from their family. Once you are a member of Scott Credit Union, you can always be a member and take advantage of the value we offer through our large mix of services that can help you reach your financial goals now and in the future. Accessing your accounts at Scott Credit Union is easy. We offer a full line of free online services, including Online Banking, Online Bill Pay, and Mobile Banking. You can even open an account or apply for a loan online.


Since 1935, SDCU’s guiding principle has been to meet the financial expectations and needs of the Members by providing the highest quality products and services, delivered with a sense of professionalism, friendliness, and respect for the individual Member and their common financial bond with one another. SDCU Membership is unique: regardless of where you live or work, you are eligible to join. SDCU is proud to serve Active Duty US Service Members, Reservists, Retirees, Veterans, and Military Families in our community and around the world to include our branch at Jesse Brown VA Medical Center. Membership with SDCU offers free checking with no minimum balance, an ATM surcharge free network, free mobile banking and online bill payment, and much more.


Travis Credit Union was founded in 1951 by military and civilian workers at Travis Air Force Base in Fairfield, CA. We’re proud to be part of the “People Helping People” credit union financial institution movement that began back in the 1930s.  While our legacy started at Travis AFB, our service community has grown to 12 counties in Northern California where we are dedicated to changing lives and lifting communities through financial wellness.  Travis Credit Union remains committed to serving our military veterans, active service members, and their families; and our efforts have earned our team recognition six times as the Air Force Credit Union of the Year for distinguished service in helping our members achieve their financial goals.


VyStar Credit Union’s roots trace back to Naval Air Station Jacksonville (NAS Jax), where we were chartered as Jax Navy Federal Credit Union in 1952. Our original objective was to provide a safe place for civil service and military employees to save and borrow money during a time when obtaining those services was a challenge for many. Fifty years later, our credit union began to extend its field of membership and today includes anyone living or working in a majority of counties in Florida and several in southeast Georgia. However, the earnestness we feel for our troops remains just as strong. From our very beginning, we have been committed to providing safe, reliable and competitive ways for our veterans and military personnel to manage their finances. We are grateful for the selfless sacrifices they make to protect our country and ensure our freedom. VyStar is honored to serve past and present military members and their families, and we look forward to continuing to graciously support them in any way we can.


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