VBBP participating banks include large and small national and state-chartered banks, all of which can accept Veterans as customers regardless of where they live. Most VBBP banks operate on military installations and all are insured by the Federal Deposit Insurance Corporation.

VBBP participating credit unions include large and small national or state-chartered credit unions. Please note: credit unions have “field of membership” criteria Veterans must meet before becoming members. Credit unions are member-owned and require share accounts by members. Most share accounts require a $5 to $25 deposit, which is generally the cost of purchasing one par value share at a credit union in order to establish a membership account. Some credit unions may also charge a nominal membership fee ($1 to $5) to join as well. All participating credit unions are insured by the National Credit Union Administration.

When choosing a bank or credit union, you should ask yourself and the financial institution the following questions:

  1. Are physical branches important to you? If so, does the bank or credit union have physical branches in the places you need them? Most banks and credit unions maintain a digital presence on the internet and their products and services are generally accessible to any current customer with internet access. However, sometimes – especially when you need to resolve a problem with your account or when a caretaker or family member also has access to your account – being able to talk face-to-face to a person makes a difference.
  2. Do you qualify to become a customer of your desired bank or credit union? All of the banks and credit unions participating in VBBP and listed below are committed to providing accounts to all qualified veterans. If a veteran is not qualified, they have also agreed to help the veteran become qualified. All banks may accept all veterans, but some credit unions with limited “fields of membership” may not be able to accept veterans who do not fall within those fields.
  3. Will the bank or credit union provide free checking accounts to veterans who direct deposit their VA benefits into those accounts? Again, VBBP participant banks and credit unions will provide free checking to direct deposit customers.

What additional financial products to you need or want? A relationship with a bank or credit union can be limited or extensive, depending on your needs and whether you qualify for certain products. Before choosing a financial institution, make sure it has the products and services you need or want. For example, most banks and credit unions offer customers access to financial products such as debit cards when they open checking accounts. Debit cards provide at least as much flexibility as Direct Express prepaid cards and are attached to checking accounts that allow customers to more easily manage and save money. Check out the Direct Deposit, Direct Express, and Paper Check comparison chart for more information.

FDIC Money Smart for Adults – My Checklist for Opening a Savings or Checking Account

CFPB Checklist for Opening a Bank Account

NCUA – Join a Credit Union

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5Star Bank opened its doors at Peterson Air Force Base in Colorado Springs, Colorado almost 30 years ago to serve our active-duty and veteran military service members. Today, we continue that commitment by providing deposit and loan products, as well as mobile and online banking services that allows our military clients to bank when and where they want! In addition, 5Star Bank offers a variety of mortgage loans options; two of which are specifically for our veterans and service members. Our mortgage experts will find the financing that best fits your unique situation. We will guide you through every step of the loan process; providing a smooth and stress-free experience and the valuable advice that really makes a difference. When you’re ready to bank with a true community bank that proudly serves veterans and military servicemembers, trust the team at 5Star Bank.

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Founded in 1907 and headquartered in Fort Leavenworth, KS, Armed Forces Bank has proudly served active duty, veteran, and retired military clients for more than 100 years. We have more on-base locations than any military bank in the United States. We are a proud recipient of the America/Military Saves Designation of Savings Excellence for 7 consecutive years to help our military families save money and have received numerous Distinguished Service Bank of the Year awards for all branches of service. We take pride in the fact that we are a founding member of the Military Spouse Employment Partnership. Our focus on philanthropy, community service and volunteer efforts is an integral part of our mission. Armed Forces Bank strives to make everything from banking solutions to financial education fast, easy and personal for our Veterans.

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Support for the military is an integral part of Bank of America’s culture and permeates every aspect of the business, from hiring to philanthropy, volunteerism, and products and services for military customers. We also are committed to helping military personnel and veterans as they transition to civilian life. We have hired over 10,000 military veterans and since 2009, Bank of America has donated more than $21 million to military nonprofit partners serving the military. And, our Military Transition and Career site, militarytransition.bankofamerica, offers ongoing learning tools that address common challenges military teammates face when transitioning to the corporate workplace.

Check out Bank of America’s flyer to see their advantages.

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Bank of Guam, the island’s first locally-owned bank, was founded in 1972. Our founder, Mr. Jesus Leon Guerrero, saw a need to provide financial services to our local community and beyond. The Bank of Guam network, with 17 branches total, spans throughout Guam, the CNMI, Micronesia and San Francisco. As proud supporters of our service members and veterans, we have two branches located on Naval Station Guam and Andersen Air Force Base Guam. With 620 Bank of Guam familia members, we stand ready to assist with our warm Håfa Adai spirit and the financial expertise one expects from their local bank.

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Bank of Hawaii Corporation is an independent regional financial services company. The Company’s principal subsidiary, Bank of Hawaii, was founded in 1897 and provides a broad range of financial products and services to businesses, consumers and governments in Hawaii and the West Pacific. Bank of Hawaii is one of America’s safest banks, according to Moody’s Investors Service. And, as the only bank in Hawaii that’s been consistently ranked one of America’s “Best Banks” by Forbes magazine, you can rest easy knowing Bank of Hawaii has the experience and expertise to protect your hard-earned money.

Bank of Hawaii has been supporting military service members throughout the Pacific Theater since 1940 when the Navy brought the Pacific Fleet to Pearl Harbor. We continue today supporting those who have served with financial education, financial products, and a variety of financial tools that help make our troops mission-ready. To encourage Americans to become banked we offer BankOn-certified accounts which include no overdraft fees, no minimum balance requirement, minimum opening deposit of $25 and a VISA debit card to make banking an ease for our veterans.   We are honored to serve those who have served.

Please contact Fred Alvarado with any questions you may have:
Fred A. Alvarado
(808) 694-8490
Fred.Alvarado@boh.com

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Founded in 1901, Citizens Bank of Edmond is the nation’s most innovative community bank. We pride ourselves on our commitment to our customers and our community, elevating everyone to the highest levels possible.

20% of our 122-year-old community bank’s team is comprised of both military veterans and current service members. With service members at every level of management, we understand the unique challenges faced by the military community.

We are also a proud recipient of the Employer Support for the Guard and Reserve’s Patriot Award. This award reflects an ongoing support for military personnel and their families.

Citizens Bank of Edmond is redefining digital account management and VA lending for the military community. With special remote opportunities for military families and a robust military leave program, we are committed to serving military personnel in our backyard and across the country.

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Since our founding in 1949, we have proudly served our military members, veterans, their families, and dependents. Our founders helped bring the Air Force Base to Central Arkansas in the 1950s, and we are honored to have the only bank branch located on the Little Rock Air Force Base. We are a proud multi-year recipient of the America Saves designation for our savings programs and initiatives for military members and their families. Additionally, we have been recognized by the Department of Defense as a Military Bank of the Year for the United States Air Force. Our bank proudly employs many veterans, as well as military spouses and children. We are honored to have the opportunity to serve you.

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Providing support and financial assistance to active duty service members and veterans is one of the founding pillars of FNB Community Bank. Since FNB’s inception in 1942, the bank’s primary mission has been to serve the banking needs of Midwest City, as well as Eastern Oklahoma County and Tinker Air Force Base. This continues to be the primary driving force behind the bank today. Being the oldest and most firmly established bank in the area, the bank has built a reputation of conservative soundness that has served the bank well. Additionally, we have been recognized by the Department of Defense as a Military Bank of the Year for the United States Air Force eight times. Through the years our bank has enjoyed a higher quality leadership and staff than its competitors and has helped the bank maintain a major share of the local banking market.

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Alaskan-owned and -operated since 1922, First National proudly meets the financial needs of Alaskans with ATMs and branches in 18 communities throughout the state, and by providing banking services to meet their needs across the nation and around the world. In 2019, Alaska Business readers voted the bank the “Best of Alaska Business” in the Best Place to Work category for the fourth year in a row and American Banker recognized First National as a “Best Bank to Work For” for the second year in a row. The same year, Anchorage Daily News readers voted the bank one of the state’s top three financial institutions in the ADN “Best of Alaska” Awards. First National was also recognized as the most admired company in the state by MSN.com and received the Rita Sholton Large Business of the Year Award from the Alaska Chamber.

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First National Bank Texas (FNBT) and First Convenience Bank (FCB), a division of FNBT, remain dedicated to providing customers with quality financial products and services. Our bank was originally founded in 1901 in the Central Texas town of Killeen, only 19 years after the city was established. From our humble beginnings, we have grown to operate in over 330 locations in Texas, Arizona, Arkansas, and New Mexico. Our commitment is to provide great banking solutions and focus on the financial success of our customers. FNBT/FCB provides financial education, empowering our soldiers and veterans to improve financial fitness and achieve financial goals.

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For its distinguished service to military communities, FSNB (formerly Fort Sill National Bank) was awarded the prestigious Bank of the Year Award 30 times. Today, we are every bit as committed to serving our Nation’s Veterans as we were in 1942.

FSNB continues to provide exceptional banking services during and after your military service.

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Republic Bank offers our customers “big bank” benefits with a small-town feel. We are one of the largest Philadelphia-based banks, yet decisions are made locally and quickly. We pride ourselves on our retail-based model focused on convenience and fanatic customer service.

Following the results of a national consumer satisfaction survey commissioned earlier this year by Forbes magazine, Republic Bank was named as the top-scoring bank overall on the third-annual list of ‘Best-In-State Banks and Credit Unions’. Survey respondents noted that the presence of physical stores, longer hours than competitors, dog-friendly policies, and free services, such as coin counting, were key differentiators for Republic Bank. Join our FANS for the #1 customer experience, 7 day In-store, Online & Mobile.

Republic Bank is a proud supporter of veterans and military families from all backgrounds in the communities we serve and beyond. We welcome you home and we are here to help.

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The mission of the association is to facilitate the financial security of its members, associates, and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community.

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At U.S. Bank, we’re committed to helping you reach your financial goals during and after your military career. Current and former members of the Armed Forces may be eligible for our specialized military benefits such as a Platinum Checking Account with no monthly maintenance fee, VA home loans, and military friendly perks on the Altitude® Go Visa Signature® card. Additionally, our Military Service Center is dedicated to ensuring all bank accounts receive the benefits and protections owed to servicemembers and their dependents, as applicable under federal and state laws. U.S. Bank is available to assist you with any of your banking needs and offers a variety of online financial wellness tools. You have our backs. U.S. Bank has yours. Member FDIC. Equal Housing Lender.

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Since 1921, WaterStone Bank has been dedicated to being a top financial resource in the communities we serve by expanding our expertise, strengthening customer loyalty, and maximizing shareholder value. Known for its tradition of stability and passion for making an impact in the communities we all call “home”, WaterStone Bank knows what it means to be good corporate citizen and neighbor.

We recognize and honor the sacrifices of veterans in our community by remaining committed to helping secure financial stability through our Military Valor Program (MVP). With 14 branch locations throughout Southeastern Wisconsin, and Digital Banking options, we’re here to provide you the financial services you need 24/7/365. We are small enough to care, but big enough to be there when you need us most. At WaterStone Bank, it’s all here for you!

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Wells Fargo & Company is a diversified, community-based financial services company. Wells Fargo’s vision is to satisfy our customers’ financial needs and help them succeed financially. Wells Fargo has been helping military members and veterans financially succeed for nearly 170 years. In 2012, the company created the Military Affairs Program to expand the company’s outreach to members of the military, veterans, and their families who may be facing financial hardships as part of Wells Fargo’s commitment to helping communities succeed.

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