VBBP participating banks include large and small national and state-chartered banks, all of which can accept Veterans as customers regardless of where they live. Most VBBP banks operate on military installations and all are insured by the Federal Deposit Insurance Corporation.

VBBP participating credit unions include large and small national or state-chartered credit unions. Please note: credit unions have “field of membership” criteria Veterans must meet before becoming members. Credit unions are member-owned and require share accounts by members. Most share accounts require a $5 to $25 deposit, which is generally the cost of purchasing one par value share at a credit union in order to establish a membership account. Some credit unions may also charge a nominal membership fee ($1 to $5) to join as well. All participating credit unions are insured by the National Credit Union Administration.

When choosing a bank or credit union, you should ask yourself and the financial institution the following questions:

  1. Are physical branches important to you? If so, does the bank or credit union have physical branches in the places you need them? Most banks and credit unions maintain a digital presence on the internet and their products and services are generally accessible to any current customer with internet access. However, sometimes – especially when you need to resolve a problem with your account or when a caretaker or family member also has access to your account – being able to talk face-to-face to a person makes a difference.
  2. Do you qualify to become a customer of your desired bank or credit union? All of the banks and credit unions participating in VBBP and listed below are committed to providing accounts to all qualified veterans. If a veteran is not qualified, they have also agreed to help the veteran become qualified. All banks may accept all veterans, but some credit unions with limited “fields of membership” may not be able to accept veterans who do not fall within those fields.
  3. Will the bank or credit union provide free checking accounts to veterans who direct deposit their VA benefits into those accounts? Again, VBBP participant banks and credit unions will provide free checking to direct deposit customers.

What additional financial products to you need or want? A relationship with a bank or credit union can be limited or extensive, depending on your needs and whether you qualify for certain products. Before choosing a financial institution, make sure it has the products and services you need or want. For example, most banks and credit unions offer customers access to financial products such as debit cards when they open checking accounts. Debit cards provide at least as much flexibility as Direct Express prepaid cards and are attached to checking accounts that allow customers to more easily manage and save money. Check out the Direct Deposit, Direct Express, and Paper Check comparison chart for more information.

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1st Advantage takes pride in serving the military community in Hampton Roads with all of their banking and financial needs. 1st Advantage has offered our members a safe and secure environment to manage their finances for over 65 years. As a not-for-profit financial institution, we’re structured to save our member’s more money and pay higher dividends while providing convenient tools and personal, knowledgeable service. When you deposit your money with us, your funds are federally insured by the National Credit Union Administration, meaning we’re financially sound and ready to serve you through every phase and opportunity in life. Our passion for serving extends beyond financial products and is evident through our dedication to giving back to the local community including the military through the 1st Advantage Federal Credit Union Foundation.

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American Heritage Credit Union is a member-owned financial cooperative with more than $3.9 billion in assets serving more than 800 Workplace Partners and over 250,000 members at more than 35 locations across Philadelphia, Bucks, Montgomery, Delaware and Camden Counties.  At American Heritage, we live by the values of community. We are proud to support local veterans and military personnel including the Montgomery and Bucks Counties Veterans ID Program, hosting veterans of World War II, the Korean War, and Vietnam War on the Tour of Honor bus trip to Washington, DC, and funding the Tuskegee Airman Scholarship Program. At American Heritage, we offer many FREE benefits and financial opportunities, as it is our goal to help you through our offerings of products, services and education. You are eligible to join today with a minimum deposit of $15. For more information about American Heritage Credit Union and to open your account today, please visit us.

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AmeriCU is a military credit union with experience serving active-duty members of the military, veterans, and their families since we were founded on Griffiss Air Force Base in 1950. No matter where you’re stationed, whether you are on active-duty, transitioning to civilian life, serve overseas, retired after years of service, a veteran, or in the reserves, AmeriCU stands ready to meet your financial needs. Military life presents its own challenges, that’s why we believe in supporting the military in every way we can, with tailored financial products, services, education and resources to meet your specific and unique financial needs. If you or a member of your family is on active-duty, retired after years of service, in the reserves, or a veteran, you’re eligible to join AmeriCU. Become a member today!

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We opened our doors in 1948, and from that day on our commitment has never wavered. Whether you serve in the military or contribute to your community and our country in other ways, we will always do everything possible to help you achieve your financial goals.

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Arizona Financial is a $3.3 billion not-for-profit, local cooperative providing financial services and expertise to more than 160,000 member/owners. Founded in 1936, the credit union empowers members to take hold of their financial future through the delivery of leading-edge self-service tools and mobile apps, competitive rates on loans and deposits, robust home loan solutions, small business services and commercial loans, identity protection services, and annual member payouts when the cooperative does well.

Arizona Financial is honored to offer credit and financial education, along with services (including VA mortgage loans and SBA loans) to Veteran members throughout Arizona.

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Bragg Mutual has a long history of serving the Military community. In 1952, our credit union was chartered by military and DoD civilian employees posted at Ft. Bragg, NC. Over the past 68 years various groups of people have qualified to enjoy membership benefits from Bragg Mutual. Today many military and civilian employee groups now call us “their” credit union. We now have 4 credit union branches in the Fayetteville NC region to serve local veterans and their families. Anyone eligible to receive VA Benefits are able to qualify as members, as are active and retired DoD employees and contractors, members of the Association of the United States Army, The American Legion, and the Veterans of Foreign Wars. During this past year, our credit union was recently recognized as one of the fastest growing credit unions in terms of percent of asset growth in North Carolina. Now with expanded products and technology we are able to offer our members full-service banking products. We are proud to be the credit union of choice for the veterans of the United States Armed Forces.

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Since our humble beginnings in 1959, when seven workers at the Norfolk Naval Air Station each invested $5.00 to start our credit union, Chartway has been dedicated to serving civilian and military personnel. Today, we manage $2.2 billion in assets and provide a full range of online, mobile, and in-branch channels with an array of affordable financial products and services. We welcome our American Veterans and the opportunity to serve them.

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In 1955, nine pioneers developed a plan to help military and civilian personnel on Biggs Air Force Base have more access to credit and other financial services. Since then, FirstLight Federal Credit Union has proudly served Fort Bliss, El Paso, Texas and Las Cruces, New Mexico for over 60 years. We are honored to have the only Credit Union at Fort Bliss Army Installation. We have supported America’s troops and their families over the years through multiple programs, support, donations, and services provided. We are a major supporter of both USOs located in Fort Bliss, TX and are committed to giving back to our community through financial literacy programs and volunteerism. Banking with us means you become a part of a larger family. One that supports the local community and honors our military and veterans.

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Fort Sill Federal Credit Union has served the Fort Sill and greater Comanche County community with award-winning service for over 64 years. FSFCU is a non-profit, dedicated to improving our members’ financial success. Through the CO-OPSM Network, members have access to nearly 30,000 ATMs and 5,000 branches nationwide. Along with Online and Mobile Banking services, your finances are always conveniently available. FSFCU volunteers and offers support to the Oklahoma USO and Fort Sill Morale, Welfare and Recreation (MWR). With several veterans on their Board of Directors and on staff, FSFCU understand the importance of offering products like VA Home Loans, Military Saves accounts and debt consolidation loans designed specifically for service members. FSFCU is a community credit union, which means you do not have to be active military to join. If you live, work, worship, attend school in Comanche County or have an immediate family member already joined, you are eligible for membership with Fort Sill Federal Credit Union.

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In 1953, eight volunteers had a vision, a vision of how they could lend a helping hand to their friends and co-workers. They joined together to create the not-for-profit financial cooperative known today as Hanscom Federal Credit Union.

From our humble beginnings – a table under a stairwell in an administrative building on Hanscom Air Force Base –  to the 22 branches throughout greater Boston and Virginia that today serve over 90,000 members. Our mission is to be the trusted adviser that people turn to for unbiased financial guidance. This mission is supported by our vision, where we see a future with our members engaged in their financial health, educated and empowered to make the best decisions.

Your financial life will be one filled with everyday certainties, along with the occasions that surprise, challenge, and transform you. We are here to help guide you Do more with your money®

To become a member, open a Prime Share Savings account with just $25. We invite you to join and look forward to serving you.

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Hiway is committed to serving active duty military and veterans as well as members of law enforcement. We are a designated Beyond the Yellow Ribbon company and have provided support to organizations such as the United Heroes League, Day of the Military Child, as well as law enforcement efforts such as Toward Zero Deaths and MADD. Hiway has branch locations in both Minneapolis and St. Paul and is proud to serve the Twin Cities and Greater Minnesota. Reach out to find out how you can join!

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Homebase Credit Union has a strong history of serving Fort Lee and the surrounding communities.

Founded in 1952 by Fort Lee employees, the credit union started offering savings and loan accounts. Now, in 2022, we are a full-service financial institution and home to over 17,000 members. When the credit union expanded membership eligibility to the Richmond Metropolitan Statistical Area in 2019, our service area increased to include fourteen counties and four cities.  Our new name makes it clearer to all eligible members, with and without a connection to Fort Lee, that we are the home and family they can always depend on for their financial needs. It’s our desire to speak to the heart of who we are as an organization and how we want to serve the community. It combines our legacy and future, providing growth so we can continue to fulfill our mission: to improve the lives of our members and build a stronger community.

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Founded in 1954 on Fort Leonard Wood, MO, Infuze Credit Union takes extraordinary pride in our long-standing tradition of serving the financial needs of our members, both military, and civilians. We strive to give back to our military members, both present and past by honoring their sacrifices with Products and Services geared towards their service. For example, our Heroes Savings Account, discounts on loan services, our free Military Appreciation Day event at Hammons Field for military members/veterans and their families to enjoy a baseball game.

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Kirtland Federal Credit Union is a $790 million credit union located in Albuquerque, New Mexico. The credit union’s mission is to exceed the financial expectations of our members—principally those in the military, veterans and organizations who support the defense of our nation. At Kirtland FCU, our field of membership is top of mind. A large portion of that mission is to support those who defend our country, and we’re proud to partner in the financial success of these very special individuals. The credit union sponsors and partners with veteran organizations that provide veterans who are homeless or low income with needed services. The Kirtland Federal Credit Union field of membership includes honorably discharged veterans of any branch of the United states Armed Services. If an individual is NOT eligible for KFCU membership through ANY of the 200+ ways (Field of Membership, Select Employer Group, or Family member) he or she may purchase a museum membership to the National Museum of Nuclear Science and History, OR the New Mexico Museum of Natural History.

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Members First Credit Union has been providing its members with products and services to help make their financial lives better since 1958. We welcome anyone to join our credit union who lives in Box Elder or Cache County or who works at one of our SEG groups. The credit union is very committed to volunteering in our community and to serving our members and especially our veterans with friendly and knowledgeable staff. In support of our Veterans we work directly with our local VFW to provide an annual Veterans’ Day memorial display honoring those local heroes who have fought for our Country and our Freedoms. We have also employed local Veterans and currently have one working on staff.

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Established in 1933 with only seven members, Navy Federal is now the world’s largest credit union. As a member-owned and not-for-profit organization, Navy Federal always puts the financial needs of its members first. Membership is open to all Department of Defense and Coast Guard Active Duty, veterans, civilian and contractor personnel, and their families. Dedicated to its mission of service, Navy Federal employs a worldwide workforce and has a global network of branches.

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Since 1934, New Orleans Firemen’s Federal Credit Union has proudly served those who protect others. Founded by firefighters with the philosophy of “people helping people,” this philosophy is present in how we serve our members today. We stand by our active military personnel, veterans, and their families through all their life events.

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At Pen Air Federal Credit Union respect is a guiding principle. An unshakeable belief in dreams and the can-do attitudes that make them real. As the largest and oldest local credit union in Pensacola, Florida, we are dedicated to enhancing lives through exceptional service, strength and financial solutions. We currently have 15 locations in Northwest Florida and Southeast Alabama. We are a not-for-profit, member-owned financial institution, serving our military and community since 1936.

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Pentagon Federal (PenFed) Credit Union was established by the United States War Department in 1935 and has been committed to serving US military servicemembers and Veterans ever since. PenFed is America’s second-largest federal credit union, serving over 1.8 million members worldwide with over $25 billion in assets. PenFed provides market-leading savings accounts, checking, and certificates with low minimum balances for depositors. For borrowers, PenFed offers great rates on personal loans, credit cards, auto loans, student loans, and mortgages. Everyone is eligible for membership in PenFed. Active-duty military and Veterans receive greater benefits and rewards on certain PenFed products. To learn more, visit penfed.org

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Since 1935, R.I.A. Federal Credit Union has been investing in the communities we serve. We believe in improving the financial well-being of those who choose to bank with us and offer a suite of products and services designed to meet your financial goals. We honor our historical roots and live it out through our name and what we stand for, Relationships, Integrity and Action. We have branches throughout Eastern Iowa and Western Illinois, as well as locations on Fort McCoy and the Rock Island Arsenal. Today our members live across the world, and we continue to serve through best-in-class online and mobile banking technology. As we grow, we invite you to grow with us! Membership at R.I.A. Federal Credit Union is open to our communities and surrounding areas. Anyone who lives, works, or worships within a 30-mile radius of any R.I.A. Federal Credit Union location is eligible to join. Civilian employees & military personnel (active or retired) of the US Government who work, train or are stationed on the Rock Island Arsenal, or Ft McCoy military installation and veterans who live within the geographic areas we serve in Illinois, Iowa, and Wisconsin. Membership is open to family members* of current R.I.A. FCU members. See website for details. Share Account Requirement is $5.00.

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Sea Air Federal Credit Union has been serving our active and retired military and veterans since 1952. As a way of saying “Thank You” for serving our country, we offer exclusive savings with our Military Package. This package features free membership, free checking (and checks), and reimbursement for Dave Ramsey’s Financial Peace University program. We are always looking for ways for you to keep your money. Once you become a member, you’ll remain a member of Sea Air Federal Credit Union family for life. No matter where you live, work, or travel, you will always have access to your account.

Check out Sea Air Federal Credit Union’s special benefits for military families.

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SeaWest is the only credit union built for the Coast Guard.  

We were started over 60 years ago in boot camp when leadership started a round of collections to protect young recruits from payday lenders.  We still proudly serve the Coast Guard, but membership is now open to all Bay Area military, veterans, civilian personnel, DHS employees and their families.  And we still have a special place in our heart for serving younger military members.

Just $5 establishes your membership and gives you access to all our services. We’ll do everything we can to make your banking experience exceptional.  That means combining fast, modern banking technology with friendly, personal service.  It means you’ll feel welcome, respected, and valued.

It means action more than words.

We offer competitive lending rates, free checking, and high-interest savings accounts backed by people who understand military life.  We’re determined to help you elevate your credit rating, and your lifestyle.  Because we’re part of this community, we look out for your whole life, not just the hours you’ve spent in uniform.

At SeaWest, we go beyond.

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Established in 1934, SEFCU is one of the 50 largest credit unions in the U.S. with 52 branch locations across New York and more than 55,000 Allpoint® ATM locations across the globe. SEFCU serves members’ financial needs with great savings and loan rates, 24-hour banking by desktop and Mobile app, electronic bill payment, eStatements, credit card options, auto-buying services, and so much more! The credit union supports active military and veterans with special loan programs, including rate discounts, monetary contributions to veteran’s organizations, and special parking privileges for veterans. Since 2008 the credit union has contributed more than $28 million to non-profits throughout its footprint.


SEFCU is not just for state employees, there are many ways someone can qualify for membership. Members can also qualify by an immediate family relationship, by living, working, worshiping, volunteering, or belonging to a member group in one of our underserved areas. To become a SEFCU member, open a Mint Savings share with just $1 and earn dividends with only a $25 average daily balance.



Service Credit Union was established in 1957 to support military personnel and their families. Now the largest credit union in New Hampshire, we are proud to serve active military, veterans and both their families worldwide, as well as anyone living or working in NH or the Falmouth, MA area. We are dedicated to serving the unique needs of our members and empowering them to make the financial decisions they need for a better future.

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Scott Credit Union was founded in May of 1943 by a group of visionaries from Scott Field, Illinois, who decided to create a local credit union where the average person could save and borrow money. Our ties to Scott Air Force Base and members of the military remain strong. We continue to operate as the only credit union on Scott Air Force Base and serving our members in the military is still a focus for us today. We work hard to provide our military members with the financial services they need whether they are stationed nearby or are abroad and away from their family. Once you are a member of Scott Credit Union, you can always be a member and take advantage of the value we offer through our large mix of services that can help you reach your financial goals now and in the future. Accessing your accounts at Scott Credit Union is easy. We offer a full line of free online services, including Online Banking, Online Bill Pay, and Mobile Banking. You can even open an account or apply for a loan online.

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Travis Credit Union was founded in 1951 by military and civilian workers at Travis Air Force Base in Fairfield, CA. We’re proud to be part of the “People Helping People” credit union financial institution movement that began back in the 1930s. While our legacy started at Travis AFB, our service community has grown to 12 counties in Northern California where we are dedicated to changing lives and lifting communities through financial wellness. Travis Credit Union remains committed to serving our military veterans, active service members, and their families; and our efforts have earned our team recognition six times as the Air Force Credit Union of the Year for distinguished service in helping our members achieve their financial goals.

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VyStar Credit Union’s roots trace back to Naval Air Station Jacksonville (NAS Jax), where we were chartered as Jax Navy Federal Credit Union in 1952. Our original objective was to provide a safe place for civil service and military employees to save and borrow money during a time when obtaining those services was a challenge for many. Fifty years later, our credit union began to extend its field of membership and today includes anyone living or working in a majority of counties in Florida and several in southeast Georgia. However, the earnestness we feel for our troops remains just as strong. From our very beginning, we have been committed to providing safe, reliable and competitive ways for our veterans and military personnel to manage their finances. We are grateful for the selfless sacrifices they make to protect our country and ensure our freedom. VyStar is honored to serve past and present military members and their families, and we look forward to continuing to graciously support them in any way we can.

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