Free Credit Counseling & Financial Counseling
Which one is right for you?
An NFCC Certified Credit Counselor may be the best fit for you if:
- Your main goal is to get out of debt
- You are trying to avoid foreclosure or eviction
- You want to qualify for a first-time home purchase
An AFCPE Accredited Financial Counselor® (AFC®) may be the best fit for you if:
- You want to gain information and guidance specific to your unique experience and needs
- You want to create a budget, spending plan, or savings plan
- You are facing a lifecycle transition, such as education, a new job, or retirement
Meet the Trusted Experts
Make Every Penny Work for You – with an AFCPE Accredited Financial Counselor®
The Association for Financial Counseling and Planning Education® (AFCPE®) is a national nonprofit organization that certifies and supports financial counselors, coaches, and educators. We believe that all people deserve access to qualified and trusted financial professionals and the opportunity to achieve lasting financial well-being.
AFCPE’s Accredited Financial Counselor® (AFC®) professionals can help you navigate complex financial challenges, overcome immediate financial issues, or support you through a life transition – such as education, a new job, or retirement. An AFC® can help you create a budget, develop strategies to build savings, or improve your consumer credit rating. Their depth of training allows them to meet you where you are with knowledge and empathy. They don’t provide a one-size-fits-all approach, but rather a customized plan to meet your unique goals and needs. Ready to take control of your financial future? Ask an AFC®.
Connect with an Accredited Financial Counselor

Get Help with Your Debt – with an NFCC Certified Credit Counselor
The National Foundation for Credit Counseling (NFCC) is a nonprofit organization that can quickly connect you to the help you need if you are struggling with debt. In fact, in a recent NFCC cohort of 32,500 Military clients, more than half were veterans just like you!
An NFCC Certified Credit Counselor can help you understand how to overcome the obstacles preventing you from regaining control of your debt, and can offer options that directly assist you with more affordable payments and lower interest rates. These programs have helped millions of people get back on track with their debt and their financial goals. To receive a free, personalized financial review and to find out if you could benefit from a Debt Management Plan that offers lower payments and reduced interest.
Connect with a Certified Credit Counselor
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