Veterans Benefits Banking Program

VetCents FAQs

Find information about using VetCents, a self-guided financial education program aimed at helping Veterans improve their financial wellbeing.

Neither VA nor AMBA endorses any particular banks, credit unions, products or services, or requires Veterans or other beneficiaries to use them.

The information below is provided to help you better understand how VetCents can help you improve your financial health.

Do I need to download an app to use VetCents?

Nope! You can use VetCents directly through your browser on your desktop computer, laptop, tablet, or smart phone.

How do I register for VetCents?

Go to, then all you need to register is provide your name and email address.

Do I need any training to use VetCents?

Nope! VetCents is an easy-to-use, intuitive program that requires no training. Once you register, you will be guided step-by-step on what to do next.

Do you sell my data?

No — absolutely not! Your information is only used to personalize and optimize your VetCents related experience. And there are no ads or promotional content.

How do I get started?

You’ll begin by completing your Financial Health Assessment, which takes most people 5-10 minutes to complete. Your progress is saved every step of the way so you can come back at any time to pick up where you left off.

What will the rest of the experience be like?

VetCents was designed specifically to help keep you interested and engaged on your journey to better financial health. Along the way, you will earn points and badges as you make progress.

Do I need to login to VetCents to benefit from my membership?

Not necessarily. Based on your financial health profile, VetCents will periodically email tools and resources. Of course, your personalized VetCents experience is much more robust, so you might enjoy continuing your journey with the program!

How long does it take to finish the program?

It depends — everyone is different and everyone has different financial interests, needs, and goals. Most people will continue to use VetCents over time as their financial lives change.

How long will it take me to see improvements in my financial life?

It depends on what your goals are and where you are starting on your journey…

Most people will quickly see improvements in their financial knowledge and understanding of various money related topics.

The next step is to develop a healthier financial mindset and have more confidence in your ability to make better financial decisions.

Once you have a stronger foundation of knowledge and a healthier mindset,
you can start building better money-management habits.

How long am I supposed to use VetCents?

There is no “finish line” when it comes to improving and maintaining your financial health. It is no different than if you were to start an exercise program or a new diet. You don’t just stop eating well or being active when you hit a target weight, right? The same applies to your financial health. The more you engage with VetCents, the more you will get out of it.

Some goals take a lifetime to achieve, like saving for retirement. But there are steps you can take and interim goals you can achieve.

VetCents can help you along the way.

Secure Your Future with Savings

Are you wondering how to save for life goals? Veteran Saves helps you build financial stability and security. Access resources to help you save for what matters — from unexpected expenses to a comfortable retirement.

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